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Jacki Peterson – Mortgage Loans –
York
Branch
Financing
a home is possibly one of the most significant decisions you
will ever make. Midwest Bank–York Branch was voted #1 in
where to go for a Home Loan and #2 Bank in
York
in the 2007 Reader’s Choice Awards through York News-Times.
Our success can be attributed to fitting the loan product to the
borrower’s needs. The bank continues to offer
competitive interest rates, promotes a wide variety of lending
programs, and provides excellent service through an experienced,
well trained mortgage lending staff. So, whether you are
buying, refinancing or building a home, you can feel comfortable
in knowing Midwest Bank is the right bank for you.
Midwest
Bank makes loans regardless of race, color, religion, national
origin, sex, handicap, or familial status.
Fixed
Rate Mortgage
Midwest
Bank offers both Fannie Mae and Freddie Mac products to provide
borrowers with long term fixed rate mortgage loans. These
loans can be for the purchase of a single-family 1-4 unit primary
or secondary residence or the refinancing an existing home.
Rates have continued to be favorable and subject to daily change.
Call for rates today (402)362-4491 or (800)955-4492. Email:
jackip@midwestbanks.com
Midwest
Bank Residential Real
Estate Loans
Midwest
Bank provides in-house residential real estate loans. These
loans carry a 3 or 5 years rate and can be amortized over 20
years. Call for rates today (402)362-4491 or (800)955-4492.
Email: jackip@midwestbanks.com
Midwest
Bank Construction
Loans
Builders
or individuals may apply for a construction only loan. The program
provides you with the necessary funds to purchase/pay off the lot,
and/or build the home. After completion, the homeowner can
opt to refinance using a Fannie Mae or Freddie Mac program.
Call for rates today (402)362-4491 or (800)955-4492. Email:
jackip@midwestbanks.com
First
Time Homebuyer Programs
As
an approved lender for the Nebraska Investment Finance Authority
“NIFA” loan programs Midwest Bank provides loan to first-time
homebuyers for the purchase of their first home. http://www.nifa.org/programs/index.html?topic=desc&ps=choose&prog_name_sent=Single+Family
The
USDA
Rural Development
loan guaranty program provides borrowers the opportunity to borrow
up to 102% of the property’s appraised value. The loan
amount includes closing costs and necessary repairs or rehab.
Midwest Bank,
York
branch, is one of the top 10 lenders in
Nebraska
who have provided loans utilizing this program for the fiscal year
2006 totaling nearly $1.6 million. http://www.rurdev.usda.gov/ne/rural_housing_programs_index.htm
Blue
Valley
Community Action (BVCA) Partnership operates over 30 programs that
interact and complement each other. The Homeownership
Opportunity program provides income eligible applicants financial
assistance to help cover down payment, closing costs, and housing
rehabilitation expenses. http://www.bvca.net/programs/index.htm#housing
The
Rural First-Time Homebuyer Program (RFHP) is a down payment
assistance program designed to help first-time homebuyers in rural
areas purchase a home. As an FHLBank Topeka stockholder,
Midwest Bank is eligible to access RFHP funding to assist
first-time homebuyers in rural areas we serve. In 2006, the
FHLBank Topeka provided funding divided between two equal
offerings. The first offering is March 1 and the second
offering is September 1. The maximum RFHP subsidy per
household in 2007 was $4,000. Homebuyers can use the funds
for down payment, closing costs and rehabilitation assistance on a
home. Eligible homebuyers must meet certain income criteria,
complete a homebuyer education/counseling program, and provide a
minimum of $500 as a down payment. http://www.fhlbtopeka.com/s/index.cfm?AID=31
Call
for information today (402)362-4491 or
(800)955-4492. Email:
jackip@midwestbanks.com
Related
Services Offered
AUTOMATIC PAYMENT DRAFT
- Each month we can deduct the mortgage payment from a savings or
checking account.
Call for
information today (402)362-4491or (800)955-4492.
Email: jackip@midwestbanks.com
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