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Interest Rates and annual percentage yield (APY) are effective
6/23/2008
Member FDIC
 Special Certificates of Deposit |
Interest Rate |
APY* |
| 33 Month Triple Play¹ |
$1,000 Minimum |
3.70% |
3.75% |
| 12 Month Flex Certificateª |
$5,000 Minimum |
2.72%. |
2.75% |
| 11 Month^ |
$1,000 Minimum |
3.45% |
3.50% |
|
¹ At your option, you may request that bank changes the interest rate on this certificate of deposit one time in a 12 month period during the 33 month term of this certificate, a total of 3 times during the initial term.
The interest rate can be changed to the current interest rate of the 36 month certificate based on the corresponding tier balance. Rate may change after the account is opened. Automatically renews at 36 month fixed interest
rate CD at it's current rate. (Offer not available to public institutions.)
ª Automatically renews to a 12-month flex
certificate.
Unlimited deposits ($1,000 minimum), one
withdrawal per calendar month ($1,000 minimum), maximum balance
limit of $100,000.
^Automatically renews to a 12-month certificate.
| Current Rates |
| Length of Investment |
Minimum Deposit |
Amount of Deposit |
Interest Rate |
APY* |
| 3 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
1.24% |
1.25% |
| |
|
$5,000.00-$9,999.99 |
1.49% |
1.50% |
| |
|
$10,000.00-$24,999.99 |
1.74% |
1.75% |
| |
|
$25,000.00-on up |
1.99% |
2.00% |
| 6 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
1.99% |
2.00% |
| |
|
$5,000.00-$9,999.99 |
2.08% |
2.10% |
| |
|
$10,000.00-$24,999.99 |
2.18% |
2.20% |
| |
|
$25,000.00-on up |
2.28% |
2.30% |
| 12 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
2.13% |
2.15% |
| |
|
$5,000.00-$9,999.99 |
2.28% |
2.30% |
| |
|
$10,000.00-$24,999.99 |
2.38% |
2.40% |
| |
|
$25,000.00-on up |
2.48% |
2.50% |
| 24 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
2.87% |
2.90% |
| |
|
$5,000.00-$9,999.99 |
3.02% |
3.05% |
| |
|
$10,000.00-$24,999.99 |
3.11% |
3.15% |
| |
|
$25,000.00-on up |
3.21% |
3.25% |
| 36 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
3.36% |
3.40% |
|
|
$5,000.00-$9,999.99 |
3.50% |
3.55% |
|
|
$10,000.00-$24,999.99 |
3.60% |
3.65% |
|
|
$25,000.00-on up |
3.70% |
3.75% |
| 48 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
3.41% |
3.45% |
| |
|
$5,000.00-$9,999.99 |
3.55% |
3.60% |
| |
|
$10,000.00-$24,999.99 |
3.65% |
3.70% |
| |
|
$25,000.00-on up |
3.75% |
3.80% |
| 60 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
3.41% |
3.45% |
| |
|
$5,000.00-$9,999.99 |
3.60% |
3.65% |
| |
|
$10,000.00-$24,999.99 |
3.70% |
3.75% |
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|
$25,000.00-on up |
3.80% |
3.85% |
|
| Midwest
Interest Checking |
$100 |
$1.00- $1,499.99 |
.25% |
.25% |
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$1,500.00-$9,999.99 |
.50% |
.50% |
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|
$10,000.00-$24,999.99 |
1.00% |
1.00% |
|
|
$25,000.00- on up |
1.49% |
1.50% |
| Midwest Market Plus Checking |
$100 |
$1.00- $24,999.99 |
1.00% |
1.00% |
|
|
$25,000.00-$99,999.99 |
1.83% |
1.85% |
|
|
$100,000.00- on up |
2.03% |
2.05% |
| Money Market |
$100 |
$0.00- $9,999.99 |
1.00% |
1.00% |
|
|
$10,000.00-$24,999.99 |
1.24% |
1.25% |
|
|
$25,000.00-$49,999.99 |
1.44% |
1.45% |
|
|
$50,000.00-$99,999.99 |
1.74% |
1.75% |
|
|
$100,000.00 -
on up |
1.84% |
1.85% |
| Savings |
$10 |
|
.75% |
.75% |
| Health Savings Account |
|
$0.00-$9,999.99 |
1.74% |
1.75% |
| |
|
$10,000.00-$24,999.99 |
1.98% |
2.00% |
| |
|
$25,000.00 -
$49,999.99 |
2.23% |
2.25% |
| |
|
$50,000.00 - on up |
2.47% |
2.50% |
| IRA Savings |
|
$0.00-$9,999.99 |
2.77% |
2.80% |
| |
|
$10,000.00-$24,999.99 |
2.87% |
2.90% |
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|
$25,000.00-$49,999.99 |
2.97% |
3.00% |
| |
|
$50,000.00-$99,999.99 |
3.02% |
3.05% |
| |
|
$100,000.00 - on up |
3.21% |
3.25% |
|
* Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings
Early Withdrawal Penalty Schedule on Certificate of Deposit
| 1 day up to but not including 12 months |
30 day penalty |
| 12 months up to but not including 24 months |
90 day penalty |
| 24 months up to but not including 36 months |
180 day penalty |
| 3 years up to less than 6 years |
12 month penalty |
| 6 years and longer |
72 month penalty |
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